Applying for a loan with GTF-GROUPE is simple and entirely online. Here are the steps to follow:

• Simulate your loan: Use our loan simulator to get a personalized estimate based on your needs.
• Fill out the online form: Enter your personal information, the desired loan amount, and the repayment period.
• Receive a quick response: We will provide you with a response within 24 hours after reviewing your application.

To qualify for a loan with GTF-GROUPE, you need to meet certain criteria:

• Be at least 18 years old.
• Have stable and regular income.
• Not be in a situation of over-indebtedness. Each application is reviewed individually to offer a solution tailored to your situation.

Credit consolidation allows you to combine multiple loans into one. This simplifies your repayments by giving you a single monthly payment, which is often lower. This solution can help you better manage your budget and reduce your monthly expenses.

Our borrower insurance protects you against life’s uncertainties. Here are the main coverages:

• Death: The outstanding loan balance is fully covered in the event of death.
• Permanent Total Disability (PTD): If you become totally disabled, the insurance will cover your monthly payments.
• Temporary Work Incapacity (TWI): In case of temporary work incapacity, your payments are covered during the period of incapacity. These coverages ensure financial protection for you and your loved ones.

The GTF-GROUPE loan simulator allows you to calculate your monthly payments in just minutes, based on the loan amount and repayment period you choose. You can use it to compare different options and find the one that best fits your situation.

Loan repayments are made through fixed monthly payments determined at the time of signing the contract. Each payment includes a portion of the borrowed principal and interest. If you face difficulties making repayments, feel free to contact our customer service team to explore suitable solutions.

Yes, at GTF-GROUPE, you can repay your loan in part or in full ahead of schedule without any additional fees. This allows you to reduce the loan term or lower your future monthly payments.

To submit your loan application, you will need the following documents:

• Proof of identity (ID card, passport, or driver’s license)
• Proof of address (utility bill or bank statement)
• Proof of income (pay slips or tax returns)
• Your last three payslips or proof of income.
• Your latest tax return.
• A bank account identification (RIB). These documents allow us to assess your repayment capacity and process your application quickly.