Consumer Credit

At GTF-GROUPE, consumer credit is a financing solution designed to support your personal projects, whether it’s purchasing a product, a service, or managing unforeseen events. Whether you are planning to buy a new car, renovate your home, or finance your studies, we offer flexible solutions tailored to your needs.

With our expertise and customer-focused approach, emphasizing simplicity and speed, GTF-GROUPE provides a comprehensive range of consumer credit products, ensuring you can borrow with confidence.

Our Consumer Credit Solutions

Personal Loan

The personal loan is an unsecured loan, meaning you can use the money for any personal project without needing to justify its use. This loan is ideal for financing renovations, a vacation, or a family event.

  • Amount : From €3,000 to €300,000
  • Repayment period : From 12 to 180 months
  • Advantages : Flexibility, easy to set up, no justification required for fund usage.

Car Loan

Our car loan allows you to finance the purchase of your new or used car under advantageous conditions, with personalized support.

  • Amount : From €5,000 to €500,000
  • Repayment period : From 12 to 230 months
  • Advantages : Competitive rates, option for full or partial financing, repayment options suited to your income.

Earmarked Loan

The earmarked loan is tied to a specific purchase, such as home renovations, buying appliances, or any other predefined expense. This loan is directly associated with the purchase of goods or services, which often allows you to benefit from better financing conditions.

  • Amount : Up to €150,000
  • Repayment period : Up to 172 months
  • Advantages : Often more advantageous rates than personal loans, flexibility in the choice of purpose.

Revolving Credit

The revolving credit gives you access to a reserve of funds that you can use anytime, and it is replenished as you make repayments. It’s a practical solution for handling daily unforeseen expenses or occasional purchases.

  • Amount : Up to €60,000
  • Advantages : Permanent access to a credit reserve, flexibility in usage, repay at your own pace.

Credit Consolidation

Credit consolidation allows you to combine all your loans into one. This solution simplifies the management of your repayments and reduces your monthly payments by extending the duration or renegotiating the interest rate.

  • Advantages : Simplified monthly payments, possibility to reduce payments, easier financial management.

How to Apply for Consumer Credit?

Applying for consumer credit at GTF-GROUPE is simple and fast. Here are the steps:

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Steps

1

Online simulation: Use our credit simulator to get an instant estimate of your loan based on the desired amount and duration.

2

Online application: Complete your application online with your personal information and necessary documents.

3

File review: Your request will be quickly reviewed by our experts, and you will receive a response as soon as possible.

4

Electronic signature: Once your application is approved, you can securely sign your loan contract online.

5

Funds disbursement: The funds will be transferred to your bank account within 48 hours after your file is validated.

Get Started

Benefits of Consumer Credit at GTF-GROUPE

Simplicity and speed

We guarantee a quick response to your credit application, with a 100% online subscription process accessible anytime.

Competitive rates

We offer some of the most competitive rates on the market, tailored to your financial situation.

support

Personalized support

Our advisors will assist you throughout the process, helping you choose the credit that best suits your needs.

Transparency

No hidden fees. All terms and costs are clearly explained before you sign the contract.

Flexibility

You can adjust the loan duration and monthly payments based on your repayment capacity.

Credit Simulator
Loan Application