Privacy Policy

1. Data Controller

The data controller is GTF-GROUPE located at Copenhagen, Denmark. If you have any questions regarding your personal data, please contact us via email at contact@gtf-groupe.com or by phone at +4592451551.

2. Types of Data Collected

In the course of our business, we may collect the following types of personal data:

• Identification data: name, surname, date of birth, identification documents.
• Contact information: postal address, email, phone number.
• Financial data: bank account information (RIB), income, loan-related information.
• Browsing data: cookies, IP addresses, and other information related to your use of our website.

3. Purpose of Data Processing

The personal data we collect is used for the following purposes:

• Loan application management: Processing your loan requests and assessing your creditworthiness.
• Service improvement: Analyzing service usage to enhance customer experience.
• Communication: Sending you information about offers with your consent.
• Legal compliance: Fulfilling legal obligations related to financial regulations.

4. Legal Basis for Processing

Data processing is based on the following legal grounds:

• Consent: We collect data with your explicit consent for specific purposes.
• Contract execution: Your data is necessary for loan or insurance contract execution.
• Legal obligations: Data collection to comply with legal and regulatory requirements.
• Legitimate interest: Processing data to improve services and meet customer needs.

5. Data Retention

Your data will be stored for the time necessary to achieve the purposes for which it was collected. Typically, this will be for the duration of the contract and then archived in compliance with legal retention obligations.

6. Data Sharing with Third Parties

We do not sell your personal data to third parties. However, data may be shared with:

• Financial partners: For managing loan applications.
• Service providers: Such as hosting and analytics providers.
• Legal authorities: In compliance with legal obligations.

7. Data Security

We implement strict technical and organizational measures to protect your data, including encryption technologies, firewalls, and secure data management training for our staff.

8. Your Rights

Under the GDPR and other regulations, you have the right to:

• Access your personal data.
• Rectify incorrect data.
• Request deletion of your data.
• Limit data processing in specific cases.
• Data portability in a machine-readable format.
• Object to data processing for marketing purposes.

To exercise these rights, please contact us at contact@gtf-groupe.com with proof of identity.

9. Use of Cookies

Our website uses cookies to improve user experience, analyze traffic, and provide targeted advertising. You can manage your cookie preferences through your browser settings or via our cookie banner. For more information, please refer to our Cookie Policy.

10. Changes to the Privacy Policy

We reserve the right to modify this policy at any time. Any changes will be posted here, and for significant changes, we will notify you via email or during your next visit.