Borrower’s Insurance
Borrower’s insurance is an essential coverage that protects your ability to repay a loan in the event of unforeseen circumstances such as death, disability, or temporary inability to work. At GTF-GROUPE, we offer a comprehensive range of borrower’s insurance solutions to secure your financial commitments and provide peace of mind for you and your loved ones.
Why take out borrower’s insurance?
Taking out borrower’s insurance ensures that, even in difficult times, your financial obligations will be covered. This prevents the burden of your loan from falling on your loved ones or placing you in a challenging financial situation.
Coverage Offered by GTF-GROUPE Borrower’s Insurance
Our borrower’s insurance covers you in various situations, ensuring that your financial commitments are met even in difficult times.
These guarantees ensure that your repayments are secured, even when life takes unexpected turns.
Death coverage
In case of death, the insurer takes care of repaying the outstanding capital, relieving your heirs of the debt.
Permanent Total Disability (PTD) coverage
If you become disabled and unable to return to any professional activity, the insurer will cover your remaining loan repayments.
Temporary Disability (TD) coverage
If you are temporarily unable to work due to illness or an accident, your loan repayments will be covered during the disability period.
Total and Irreversible Loss of Autonomy (TILA) coverage
This coverage comes into effect if you are deemed completely dependent, preventing you from providing for yourself.
Why Choose GTF-GROUPE Borrower’s Insurance?
Comprehensive protection
We cover a wide range of risks, including death, disability, and temporary or total inability to work.
Flexibility
We offer customizable plans tailored to your specific profile and needs. You can adjust the coverage based on the nature of your loan and your personal situation.
Simple subscription process
Our process is fast, transparent, and fully digital, making it easy to subscribe to borrower’s insurance.
Dedicated customer service
Our specialized advisors are available to help you find the insurance solution that best fits your situation and answer any questions you may have.
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How Does Borrower’s Insurance Work?
Risk Assessment
When subscribing to borrower’s insurance, a health and professional risk assessment is conducted. This ensures that the coverage is tailored to your situation.
Contact UsHow to Subscribe?
Subscribing to our borrower’s insurance is straightforward:
- Simulate your insurance online: Use our simulator to quickly get an estimate tailored to your project.
- Complete your application: Provide the required information, including a health questionnaire.
- Contract signing: Once approved, you can sign your contract electronically.
- Immediate coverage: Once signed, you are immediately covered by the insurance.
Loan Repayment Coverage
In the event of a claim covered by your borrower’s insurance contract, GTF-GROUPE will cover all or part of your monthly payments, depending on the nature of the incident (death, disability, temporary incapacity).
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